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Better World or Something

All men are created equal. All men are created equal, in that they merit equal treatment under the law, equal opportunity, and equal rights. Now the primary impediment to the realization of this phrase, that can be extended to most countries in the world, is an inequality of opportunity. A child born in the slums of New Delhi does not have the same opportunity as a child born in the 16 th arrondissement in Paris. Asides from financial resources and living conditions, the key differentiator is education. The quality and relevance of their respective educations will differ greatly. The child born in the slums will lack either a formal education or proper vocational training, reducing his/her future to a menial job and an existence driven by survival. This is the greatest driver of differences in opportunity and prosperity in different communities, regions, and countries. Education is expensive, however. Paying for teachers, equipment, and a school is often unfeasible for the local g...
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AMDP Investment Proposal

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To: Clark Hansen, CEO, AMDP From: Ocean Salazar-Ferrer, Research and Development Analyst Date: February 25 th , 2019 Subject: Salesforce.com Inc. (NYSE: CRM), Recommendation: Buy AMDP Investment Philosophy AMDP is an investment firm that focuses on companies that are committed to doing business in a socially responsible, environmentally sustainable, and profitable manner. Guiding terms and concepts of this philosophy are defined below. Triple Bottom Line: The triple bottom line aims to measure corporate impact on people, the planet, and profit to promote corporate social responsibility (CSR)  (The Economist) . The three “bottom lines” are defined below. 1)     People: The corporation’s employees, community, and other people that interact with the corporation. ·       E.g. employees, community around company HQ and stores 2)     Planet The corporation’s environmental and ecological footprint on the pla...
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3 paragraphs of randomness

Because of lack of creativity and effort tonight at 11:00pm, these three paragraphs will talk about my company's recent struggles, gains, and overall progress. In the past couple weeks, we have rebuilt our payments system to comply with Apple's app review guidelines. Recently, Apple has been cracking down on app developers, such as ourselves at Studioso , that use payments systems other than the in-app API Apple provides. By default, Apple takes 30% of all subscription revenue from in-app purchases (IAP). Additionally, Apple forces companies to provide the same pricing across all platforms. Therefore, companies can not raise prices for Apple devices to counter the 30% loss of revenue. Studioso was using Stripe, a 3rd party payment system to process in app payments. Apple then blocked all our future updates until we implemented in-app subscriptions. In 2 weeks, our team built in-app subscriptions for an two Android and iOS apps, a server to process payments from our website,...
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Final Expert Article

Remember last thanksgiving dinner when your uncle, Bob, wouldn’t stop talking about his 401k? There’s more to that picture than you would think. Financial markets, such as the stock market, are complex instruments that allow investors to achieve return by taking risk. At its core, investing is purchasing stocks (or assets) traded on financial markets to achieve future earnings (or returns) on that investment. World famous investor, Warren Buffet, describes investing as “the process of laying out money now to receive more money in the future”. Investing can be traced back to when Europeans needed to finance their colonial expeditions to the new world in the 1600s. Explorers needed to fund the ships, cargo, and crew they needed for their voyages. Expeditions to the New World offered the potential of discovering riches or spices. At the same time, expeditions risked failing, either by sinking of the ship or failure to find wealth abroad. The early investors who financed these explora...
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